Privacy Policy

Your privacy is our priority. Learn how we collect, use, and protect your personal information when you use MyWealthy Future services.

Last updated: January 1, 2025 | Effective Date: January 1, 2025

Our Privacy Principles

Transparency

We are clear about what data we collect and how we use it.

Control

You have control over your personal information and privacy settings.

Security

We implement robust security measures to protect your data.

Compliance

We comply with all applicable privacy laws and regulations.

Information We Collect

  • Personal identification information (Name, email address, phone number)
  • Financial information necessary for transactions (Bank account details, card information)
  • Device information (Device ID, operating system, app version)
  • Usage data (Transaction history, app usage patterns, preferences)
  • Location data (for fraud prevention and service optimization)
  • Customer support communications and feedback

How We Use Your Information

  • Process payments, recharges, and bill payments securely
  • Verify your identity and prevent fraudulent activities
  • Provide customer support and resolve issues
  • Send transaction confirmations and service updates
  • Improve our services based on usage analytics
  • Comply with legal and regulatory requirements
  • Offer personalized promotions and rewards

Data Protection & Security

  • Industry-standard 256-bit SSL encryption for all data transmission
  • Secure data storage with advanced encryption at rest
  • Regular security audits and vulnerability assessments
  • Limited access to personal data on a need-to-know basis
  • Secure payment processing through certified payment gateways
  • Regular staff training on data protection and privacy practices
  • Compliance with international data protection standards

Your Rights & Choices

  • Access and review your personal information
  • Request correction of inaccurate or incomplete data
  • Delete your account and associated data
  • Opt-out of marketing communications
  • Control location data sharing settings
  • Request data portability in machine-readable format
  • File complaints with relevant data protection authorities

Data Sharing & Disclosure

  • We do not sell your personal information to third parties
  • Share data with service providers only for operational purposes
  • Disclose information when required by law or legal process
  • Share data with banks and payment processors for transaction processing
  • Provide aggregated, anonymized data for business analytics
  • Transfer data in case of merger, acquisition, or business sale
  • Emergency disclosure for safety and security purposes

Data Retention & Deletion

  • Retain personal data only as long as necessary for service provision
  • Transaction data kept for 7 years as per regulatory requirements
  • Marketing data deleted upon opt-out request
  • Account data deleted within 30 days of account closure request
  • Backup data securely destroyed according to retention schedule
  • Legal hold data retained until legal obligations are fulfilled
  • Anonymous analytics data may be retained indefinitely

Third-Party Services & Links

Our app may contain links to third-party websites or services that are not owned or controlled by MyWealthy Future. We are not responsible for the privacy practices of these third parties.

We work with trusted payment processors, banks, and service providers who have their own privacy policies. When you use these services, their privacy policies may also apply.

We encourage you to review the privacy policies of any third-party services you use in connection with our app.

Children's Privacy

Our services are not intended for children under 18 years of age. We do not knowingly collect personal information from children under 18.

If you are a parent or guardian and you are aware that your child has provided us with personal information, please contact us immediately.

If we become aware that we have collected personal information from children under 18 without verification of parental consent, we will take steps to remove that information from our servers.

Policy Updates

We may update this privacy policy from time to time. We will notify you of any changes by posting the new policy on this page and updating the "Last updated" date.

For significant changes, we will provide more prominent notice, including email notification or in-app notifications.

Contact Our Privacy Team

If you have questions about this privacy policy:

Email: privacy@mywealthyfuture.com
Phone: +91 9091561826
Address: Privacy Officer
My weathy future services.
Bangalore, Karnataka, India

Your Privacy Matters to Us

Experience secure and private digital payments with MyWealthy Future. Download our app today.